بيانات الوظيفة الخالية

22/06/2014

Gulf Talent

المصدر

السعودية

الدولة

الامارات

مكان العمل

مسئول ائتمان مصرفي

الوظيفة الخالية

بنك ستاندرد تشارترد ـ الامارات

الجهة المعلنة

Job Description * Evaluate Loan applications for Personal Banking customers, Private Banking Customers & Priority Banking Customers appropriately in accordance with PAD and Bank's Credit policy and ensure all front end Credit verification checks are adhered to Mortgage & Auto policy. Ensure to manage stakeholder expectation keeping risk parameters upfront. * Provide quality 'Credit verification' service to Sales and PFCs in accordance with Service Level Agreements * Develop and maintain requisite MIS for Credit approvals / reject proposals. UAE to facilitate proper portfolio risk management Key Roles & Responsibilities * Evaluate and verify Credit applications for Mortgage Loans in Personal Banking, Priority Banking & Private Banking within delegated authority defined from time to time, or recommend and forward to higher approval authority where appropriate * Scrutinise all securing documentation for product lending and ensure that these are in order before lending is established * Monitor all customer documentation to ensure legality and compliance with group and central bank guidelines * Periodically review the existing list of approved dealers for product lending and recommend additions/ deletions to the list * Monitors compliance with Credit on the basis of MIS collected to ensure risk is controlled * Develop a Credit MIS covering Product, Process and Portfolio * Assist in issuing guidelines & circulars related to Credit policy and related matters * Assist in development of Credit related product programs * Ensure all Consumer Banking Credit reports are submitted on time * To back-up for other Credit Analyst(s) during contingencies, peak volumes and leave etc and ensure smooth workflow within the Dept. * To regularly coach, train & assess the team and provide feedback to them in order to improve the performance & motivation levels. KEY RELATIONSHIPS (EXTERNAL AND INTERNAL) INTERNAL * Listed in 3.2 above * IT for System changes/reports * CBD - for approval/reporting purposes * Head of Sales ( Mortgage ) * Head of Policy * Peers in Operations, Collections & Cards, Personal Lending Unit * Head of Business Strategies. EXTERNAL * External Auditors. * External Valuator for Properties. * Dealers Auto Loans. * Field Verification Agency Qualifications & Skills * Professional degree (preferably MBA or Masters in Finance) * Good analytical skills and ability to think innovatively * Strategic planning experience and capability * Good communication/ presentation skills * Good financial analysis knowledge is required. * Should be able to work with different and diverse teams well * Good understanding of the credit/lending life cycle and key drivers of product performance with a specific focus on mortgages. How To Apply You can search and view current opportunities across our organisation and apply immediately by visiting www.standardchartered.com and selecting Careers. To help speed up your application, please note the following: - You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role - Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) - We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience. Diversity & Inclusion Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential. Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group's business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide. Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking. In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.

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